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Credit Card Chaser - Podcasts powered by Odiogo: Episodes

The Fair Credit Reporting Act (FCRA) was established to give consumers a way to discover how and where credit information is acquired and how to amend inaccurate information. The Fair Credit Reporting Act is designed to assure consumers that the records of credit transactions they enter into are accurate ...
The purpose of the electronic funds transfer act (Regulation E) is to provide basic rights and protections to those who use electronic funds transfers. Regulation E establishes a contract between consumers and financial institutions. The agreement outlines the rights, responsibilities and liabilities ...
Sometimes known as a personal representative, an executor is someone who has been put in charge of legal decisions that need to be made for another person. This is most common when someone has passed away and left instances of debt behind. The executor is responsible for settling any remaining debt, ...
When a credit card refers to a float period they are referring to the amount of time it takes for a transaction to post on an account from the time the purchase is made. Usually the float period is only a day or two long. Most all transactions post fairly quickly.
Click for the full glossary [...]<br ...
Fair Isaac stands for FICO, the Fair Isaac Corporation that sets the standard for how an individual is rated concerning credit. There are 3 credit rating agencies that use FICO scores which range from the 300&#8217;s to 850. The agencies are TransUnion, Experian and Equifax. The higher the score, the ...
Double-cycle billing is the process that allows credit card companies to add interest for two consecutive months as opposed to only the previous month is known as double-cycle billing. This process will eliminate any grace period for those customers who had paid their remaining balance in the previous ...
The Equal Credit Opportunity Act (ECOA) is a law that is enforced by the Federal Trade Commission. Lenders may consider a wide variety of factors before extending credit to a consumer. They may use information about one&#8217;s income, debts, or credit history.
The ECOA prohibits creditors from using ...
This article comes from Greg McFarlane. Greg is an advertising copywriter who lives in Las Vegas and Lahaina – testament to the power of entrepreneurship. He recently wrote Control Your Cash: Making Money Make Sense, a financial primer for people in their 20s and 30s who know nothing about money. Buy ...
The CitiBusiness Card is a strong choice for any business owner looking for a business credit card. Read through this review of the CitiBusiness credit card offer and then be sure to compare many different credit card offers with out free &#8220;Chaser&#8221; tool.
Are you thinking of starting a small ...
The CitiForward MySpace Credit Card offer is not a student credit card per se but it is marketed towards young adults.
One of the most important responsibilities that young adults have is to start building a solid credit history, so that when it comes time to make big purchases like a house or car, they ...
The Citi PremierPass Credit Card offer is a travel credit card offer / airline credit card offer that has some unique advantages compared to the typical rewards credit card. These days, people are getting very creative about finding ways to save money and stretch their dollars to cover more things that ...
What are some of the benefits of the Citi Platinum Select SmarTrip MasterCard? Well, do you live the Washington D.C. area where subways and Metro services are essential to getting where you want to go?
Many people rely on their own cars or trucks to provide them with transportation power, but when you ...
Read through this Citi Platinum Select Visa Student credit card review to decide if this is the best card for your college years. College students have a reputation of being starving and stressed all the time. This image of the college student probably comes from the fact that living in a dorm room and ...
The Citi Platinum American Express Credit Card is a rewards credit card offer that is a part of the ThankYou credit card rewards network. Read through this Citi Platinum American Express Credit Card review and then be sure to use the free credit card finder to compare cards.
When choosing a credit card, ...
The Citi Forward Card is a student credit card of sorts that is designed to rewards responsible credit management. Read through this review of the Citi Forward credit card offer to decide if this is the right credit card for you.
Being a young adult brings with it a lot of uncharted territory [...]<br ...
If you’re having trouble saving up money for a new vehicle, you’ll be happy to learn that the Citi Driver’s Edge Credit Card can help you earn rebates for the purchases you already make in your everyday life, and put them toward the purchase price or lease cost of a new vehicle. Not only will [...]<br ...
The Citi Dividend Platinum Select Credit Card is a unique line of credit that allows you to earn a cash rebate on purchases you already have to make.
No matter how hard you try to save money and get ahead, it probably seems like as soon as your paycheck hits the bank, it’s divided [...]<br /><a type="audio/mpeg" ...
The Citi Diamond Preferred Credit Card is a great line of credit for people who like to earn rewards for their spending, and like to be able to redeem those rewards quickly and easily.
Everyone has expenses that they can’t avoid, like buying groceries, purchasing gas to fuel their vehicle, hotel ...
There are 4 different Citgo credit cards that are all quite naturally gas credit cards that are designed for various market segments. Read through this review of the Citgo credit card offers to decide if this is the best credit card for you to apply for.
If you work, play, or socialize somewhere in the ...
The Chevron Texaco credit card is a decent gas credit card that allows for savings on gas purchases at both Chevron and Texaco. Read through this Texaco Chevron credit card review and then be sure and use the free credit card comparison tool to find the best card for your needs.
It’s no secret that ...
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